« btw » is short for « by the way ».
btw stands for « by the way ». It introduces an aside — something secondary to what came before.
In practice it often does the opposite: « btw you still owe me » puts the real subject of the message at the end, dressed as an afterthought. The abbreviation is a politeness device.
Written out, it is « by the way », three words, with a comma when it opens a sentence: By the way, are you coming on Friday? It is acceptable in a professional email, where it genuinely marks a change of subject — unlike idk or ngl, which stay informal.
Here is what CorrectSMS does with a message containing « btw ». The correction and the explanations are the app's own.
btw you still owes me 20 for the tickets
By the way, you still owe me 20 for the tickets.